The SCAM: The victim receives a call from the supposed investigator stating that someone has gained access to their account and asks for the three-digit PIN number on the back of the person's credit card. They claim to need this information so they can start an investigation. The problem is VISA and MASTERCARD maintain a record of the PIN numbers of their credit card holders, therefore, there would be no reason for an investigator to ask fo a person's PIN number.
The SOLUTION: If you receive any calls regarding your credit cards, hang up and call the number on the back of your credit card and ask them is they just called. If the credit card company did not call, please notify your local police agency.
I've been robbed! Can I use your phone? SCAM:
The Beacon Journal recently reported on a new technique criminals are using to gain access to your home. Once again criminals are using our natural instinct to help a person in need. While it is hard to resist the urge to help someone in need our best advice is to keep your doors closed & locked. If you open the door make sure the screen door is locked and inform the person that you will call 9-1-1 and then close your door. Please feel free to call the Police Department if you need any additional advice or help.
Are you on the "Elderly Opportunity Seekers" list?
When you enter sweepstakes either through the mail or on the phone, your personal information could be entered into a database which is sold to criminals seeking to drain your bank accounts. These criminals can even obtain lists of "Suffering Seniors", senior citizens with debilitating problems. Here is how this scam works. A very friendly person will call to enter you into a sweepstakes or offer to help you in other ways. Some will even say they are government workers or from the Social Security Administration. The conversation starts out friendly enough but by the end of the conversation they have obtained your bank account number.
Don't be fooled by these criminals. If you have caller I.D., don't answer your phone unless you know who is calling you. If you receive an email from someone you do not know, delete it without opening it. If you receive an unexpected visitor at your door, don't open the door.
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